Binance and Ripple CEO on why Stablecoins are HERE TO STAY! | Richard Teng and Brad Garlinghouse

*When crypto prices dipped, capital didn’t leave — it moved into stablecoins.* In this BBW2025 highlight at “The Path Ahead” panel, Binance CEO Richard Teng explains why that matters and where stablecoins are headed next, while Ripple (XRP) CEO Brad Garlinghouse shares what institutions are doing with real-world payments today. Amid market turbulence, Richard breaks down why flows rotated into stablecoins instead of exiting crypto entirely—citing 50% growth this year in both stablecoin market cap and wallets, corporate treasuries using stables for 24/7 liquidity and cross-border efficiency, and how regulatory clarity (GENIUS Act) is accelerating adoption. He also touches on the MGX investment into Binance using USD1 (by World Liberty Financial) and why even regulators are being educated on holding regulatory capital in stablecoins. Brad adds why risk-off still stayed “on-chain,” the trust shift toward stables, Ripple’s stablecoin crossing $1B market cap with approvals in Abu Dhabi and Dubai (DIFC), and how stablecoins are unlocking real-world payments and collateral. *In this highlight, Richard Teng and Brad Garlinghouse cover:* ✅ Why stablecoins captured flows during sell-offs, and what that signals about crypto market maturity ✅ 50% YTD growth: stablecoin market cap and wallets, plus the surge in institutional and corporate treasury adoption ✅ Cross-border payments vs. SWIFT: instantaneous settlement, lower fees, and 24/7 capital efficiency ✅ Policy tailwinds: how the GENIUS Act and regional clarity are accelerating institutional issuance (and why big e-commerce players could be next) ✅ Case study: MGX’s investment into Binance using USD1 (World Liberty Financial) — a real-world stablecoin transaction ✅ Regulatory education: making the case for holding regulatory capital in stablecoins ✅ Ripple’s stablecoin milestones: ~$1B market cap, ADGM/DIFC approvals, and growing use as lending collateral *⏱️ Timestamps:* ⏳ 00:00 — Introduction ⏳ 00:07 — Richard on stablecoin adoption: increased efficiencies with cross-border payments, corporate treasury use, GENIUS Act ⏳ 03:17 — Brad on institutional adoption in terms of real-world payments for stablecoins ⏳ 03:56— Ripple’s billion-dollar stablecoin ⏳ 04:50 — Outro #stablecoins #binanceblockchainweek #xrp #ripple #binance #trading #xrpripple #crypto2026 #bbw2025 *⚠️ RISK WARNING:* Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. It is your responsibility to ascertain whether you are permitted to use the services of Binance based on your individual circumstances. Not financial advice. For more information, see our Terms of Use and Risk Warning. *📢 Join the conversation:* ➡️ Twitter/X: https://twitter.com/binance ➡️ Instagram: https://www.instagram.com/binance ➡️ Facebook: https://www.facebook.com/binance ➡️ TikTok: https://www.tiktok.com/@binance ➡️ LinkedIn: https://www.din.com/company/binance ➡️ Reddit: https://www.reddit.com/r/binance *🔗 Download Binance here (iOS, Android):* https://binance.onelink.me/y874/cb98de36 *🔗 Sign up for Binance here:* https://www.binance.com/en?ref=ERQKP7ND&utm_source=BinanceYoutube&utm_medium=GlobalSocial&utm_campaign=GlobalSocial