Ripple's Brad Garlinghouse: AI Layoffs are a ‘Travesty’

Ripple CEO Brad Garlinghouse joins CoinDesk Live at Consensus 2026 in Miami with a wide-ranging conversation from the Bullish-Equiniti deal to Ripple's own institutional push. Plus, why he is not an XRP maxi and his stand on AI in the modern workforce. - Timecodes: 00:00 Brad Garlinghouse Joins CoinDesk Live at Consensus 2026 00:34 Bitcoin Above $80K and the Bullish-Equiniti Deal 01:21 Tokenization's "Magical Moment" 02:01 Hidden Road and XRP as Institutional Collateral 02:13 Coinbase Layoffs and Crypto's Speculation Problem 02:55 Why Ripple Sees AI as a Growth Accelerant, Not a Cut 03:57 AI Isn't the ‘Boogeyman’ 05:06 How Ripple Uses AI Across Finance, Marketing, and Code 06:04 U.S. Crypto Market Structure 07:18 Ripple's Brand and the XRP Army 08:11 Why Tribalism Hurts Crypto: It's a Multi-Chain World 09:03 Ripple's Mission for XRP Adoption, Liquidity, and Trust - #cryptocurrency #digitalfinance #finance #bitcoin #crypto Subscribe to CoinDesk on YouTube: https://www.youtube.com/user/CoinDesk?sub_confirmation=1 CoinDesk is the leading digital media, events and information services company for the crypto asset and blockchain technology community. Twitter: https://www.twitter.com/coindesk LinkedIn: https://www.din.com/company/coindesk Instagram: https://www.instagram.com/coindesk Facebook: https://www.facebook.com/CoinDesk Newsletters: https://www.coindesk.com/newsletters CoinDesk Podcast Network: https://open.spotify.com/show/2jyIhkvAQhed8AWDZiPpSP Public Keys: https://open.spotify.com/show/1rqYzRV10nfKfoTpFXZhTE Markets Daily Crypto Roundup: https://open.spotify.com/show/7sDXM8BlxsUqzL2IqmLqwE The Policy Protocol: https://open.spotify.com/show/3Fh8ffulAWcCqMu0uVuwoj