XRP Holders: What Happens When Wall Street Starts Using XRPL?

The crypto industry is entering a new phase. In 2026, the focus is no longer hype or headlines, but backend infrastructure, risk management, and institutional-grade DeFi. Recorded at the Digital Asset Forum in London, this BeInCrypto interview features Odelia Torteman, Director of Corporate Adoption at XRPL Commons, discussing how DeFi is evolving into a structured, layered financial system designed for real-world use. Odelia explains why institutions are increasingly comfortable with DeFi, how stablecoins are becoming the base monetary layer, and why yields, credit, and lending are now being built with fixed-income–like structures. The conversation also explores permissioned DeFi, KYC-enabled DEXs, on-chain risk frameworks, and what makes the XRP Ledger attractive for enterprise and financial services adoption. We also discuss the future of XRP, interest from firms like Visa, BlackRock, and Franklin Templeton, and what to expect from XRPL’s roadmap, including native lending protocols and regulated liquidity access. 🔑 KEY TOPICS Institutional DeFi, XRP Ledger adoption, XRPL Commons, permissioned DeFi, stablecoins, on-chain risk management, KYC DEXs, enterprise blockchain, DeFi infrastructure, XRP use cases, crypto regulation, tokenized finance. ⏱️ CHAPTERS (7–8 MINUTE OPTIMIZED) 0:00 Digital Asset Forum London 2026 0:45 From hype to infrastructure 1:30 Institutional adoption of DeFi 2:30 Stablecoins and layered financial systems 3:15 Risk management and transparency 4:10 What this means for XRP holders 5:00 Enterprise interest in XRPL 6:05 Permissioned DeFi and KYC DEXs 7:05 XRPL roadmap and native lending 7:45 Final thoughts 👉 CALL TO ACTIONS 👍 Check our last video: Bitcoin's Failure to Match Gold Reveals a Bigger Problem: Explained by CoinBase: https://youtu.be/jjCcWD_I6Xg 👍 Like the video if you want more institutional crypto insights 📩 Subscribe for conference interviews and market structure analysis 💬 Comment below: Is DeFi finally ready for institutions? 🏷️ HASHTAGS (3–5) #DeFi #XRPL #InstitutionalCrypto #Blockchain #BeInCrypto 🚨 DISCLAIMER 🚨 This video is for informational and educational purposes only. Nothing discussed should be considered financial advice. Always do your own research before making financial decisions.