I Almost Lost Faith in XRP Until This Happened

Western Union chose Solana over XRP—and that decision lit a firestorm in the crypto world. Is XRP outdated, or are we all missing the real reason it exists? In this video, I unpack Ripple CTO David Schwartz’s powerful argument that XRP lets people truly be their own bank—without middlemen taxing every transaction. From Scott Melker’s tough questions to the XRP community’s layered answers, this is the deep-dive I needed to understand whether XRP still matters in 2025. If you’ve ever doubted XRP’s role in a world of stablecoins and fast chains, this story might reframe everything. Subscribe for more in-depth crypto breakdowns. #XRP #Ripple #CryptoNews 📱 Learn More About UNITY 👉 https://unitynodes.io/ 🔗 Free Educational 𝗗𝗶𝘀𝗰𝗼𝗿𝗱: 👉 https://discord.gg/cheekycrypto 🧠 This is a community for educational discussion only. 🚫 No financial advice is provided. 👨‍💼 Admins and moderators are not licensed financial professionals. 📚 Learn: 👉 https://cheekyschool.com/ Educational resource only – no guarantees of financial outcome. ----------------------------------------------------------------- 🎥 OUR YOUTUBE CHANNELS 🔹 Follow Cheeky Crypto 𝗼𝗻 YouTube: / @CheekyCrypto 🔹 Follow Cheeky Crypto Trading 𝗼𝗻 YouTube: / @CheekyCryptoPlus 🔹 Follow Cheeky Crypto News 𝗼𝗻 YouTube: / @CheekyCryptoNews 🔹 Follow Cheeky Crypto Education 𝗼𝗻 YouTube: / @CheekyCryptoEducation 🔹 Follow Cheeky Crypto Unfiltered 𝗼𝗻 YouTube: / @Cheeky_Crypto_Unfiltered ----------------------------------------------------------------- 📱 FOLLOW US ON SOCIAL MEDIA 🐦 Follow us 𝗼𝗻 𝗫: / cheekycrypto 📘 Follow us 𝗼𝗻 𝐅𝐚𝐜𝐞𝐛𝐨𝐨𝐤: / cheekycrypto ----------------------------------------------------------------- Check out our Affiliate Offers: We may earn a commission if you sign up through the link below. 👉 https://portal.cheekycrypto.io/cheeky-crypto-affiliate-links/ ----------------------------------------------------------------- ⚠️ 𝗕𝗘𝗪𝗔𝗥𝗘 𝗢𝗙 𝗦𝗖𝗔𝗠𝗠𝗘𝗥𝗦 𝗜𝗡 𝗢𝗨𝗥 𝗖𝗢𝗠𝗠𝗘𝗡𝗧𝗦 𝗔𝗡𝗗 𝗖𝗢𝗠𝗠𝗨𝗡𝗜𝗧𝗬 𝗖𝗛𝗔𝗡𝗡𝗘𝗟𝗦 ⚠️ 🛑 DISCLAIMER: This is a channel for entertainment purposes only. All opinions expressed by the hosts and guests should not be construed as financial advice.The views of guests and hosts do not necessarily reflect those of the channel. We do not promote any get-rich-quick schemes, trading strategies that guarantee returns, or risky financial behavior. All trading decisions are your own responsibility. Viewers are strongly encouraged to do their own research. Trading cryptocurrencies carries a significant risk of loss, and no outcome is guaranteed. This Channel does not offer financial services or securities and does not guarantee any results. Affiliate offers are intended only for non-UK residents. This content complies with YouTube's Harmful and Dangerous Content policies and is intended for mature audiences interested in learning about blockchain technology. Some links are affiliate offers. We may earn a commission if you sign up through them, at no additional cost to you. These platforms are not recommendations and are shared for informational purposes only. Offers vary and may not be available in all regions. Please consult your local laws and financial advisor before participating. ----------------------------------------------------------------- Timestamps 00:00 Western Union Ditches XRP for Solana 01:00 XRP Community Reacts to the News 02:00 Scott Melker Challenges XRP's Utility 03:28 What XRP Was Designed to Do 04:14 Spam Prevention and Rippling Explained 05:29 XRP’s Role as a Bridge Asset 06:18 No Issuer, No Counterparty Risk 07:14 Does Utility Create XRP Demand? 08:09 David Schwartz Enters the Debate 09:22 XRP Lets You Be Your Own Bank 10:31 XRP vs Middlemen Financial Systems 12:12 Why Businesses May Resist XRP 13:36 Western Union’s Fee Model vs XRPL 15:11 Real Utility vs Speculative Value 17:06 Protecting Access to Your Crypto 19:23 XRP as a Philosophy, Not Just a Token 25:15 XRP vs Western Union: Final Thoughts