Affirm (AFRM) Stock: What Wall Street Expects from Earnings Thursday
TLDR
- Affirm reports Q4 and full-year FY26 earnings after market close on Thursday, August 27, 2026.
- Affirm Card volume surged 146% year-over-year to $2.13 billion, with 4.4 million active card users.
- Wall Street expects Q4 revenue between $1.08 billion and $1.11 billion, with EPS of $0.35.
- Affirm hit GAAP operating profitability for the first time as a public company in Q3.
- AFRM holds a Strong Buy consensus rating with an average price target of $93.41.
Affirm Holdings is gearing up for its Q4 and full-year FY26 earnings report, due after the bell on Thursday, August 27. The stock currently trades around $76.94.
Going into the report, Affirm Card volume climbed 146% year-over-year to $2.13 billion. Active card users hit 4.4 million, with the card now reaching 17% of Affirmโs active customer base.
The card lets shoppers use pay-over-time at both online and physical stores, pushing Affirm into everyday spending rather than just checkout buttons.
Affirm also expanded integrations with Google Pay, Google Search, and the Gemini app ahead of the report. It linked with Stripe for automated agent transactions and broadened in-store options for Apple Pay users.
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