Exclusive Interview: Maksym Sakharov on Stablecoins, Payments, and the Future of Finance

In this exclusive interview, Maksym Sakharov, Co-Founder and Group CEO of WeFi, discussed stablecoin adoption, payment innovation, regulatory challenges, and how crypto assets could reshape the future of finance. Sakharov sees stablecoins moving beyond crypto and becoming an important part of the global financial system.

Q1: Stablecoins have moved from primarily being a crypto trading tool to becoming a serious payments and financial infrastructure technology. Where do you see their most important real-world use cases emerging over the next few years?

Maksym Sakharov: The most important use cases will emerge first in business and platform flows, not necessarily at the consumer checkout. Stablecoins are most useful where payment delays, currency exposure, and fragmented rails create operating costs. That includes supplier payments, platform payouts, merchant settlement, and access to dollar-denominated value in markets where local rails are limited or expensive.

The next few years will be about turning stablecoins into a payment and settlement layer that businesses can use in their normal operations. The value has to arrive clearly, be usable by the recipient, and fit into accounting, compliance, and treasury workflows. If those conditions are in place, stablecoins move beyond crypto-market utility and start solving practical payment problems.

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