Selling XRP After a 53 Percent Week: What the Holding Period Costs

If you sell your XRP now, your net gain is decided first by the purchase date and only then by the price. If your purchase was more than twelve months ago, the entire gain stays tax-free in Germany. If it was more recent, your personal income tax rate of up to 45 percent applies as soon as your private disposal gains for the calendar year add up to more than 1,000 euros.

With XRP this rule currently produces a result most price reports miss. The price has risen by a good half in seven days. But anyone who has already cleared the one-year period bought their XRP far above today's price. And anyone sitting on a real paper gain today is almost always still inside the period. This article works through both cases using measured reference-date prices, explains the holding period, the exemption limit and FIFO with concrete figures, and tells you which records you need for your tax return.

XRP at $1.51: The Figures Behind the Weekly Gain

On August 24, 2026 at 00:36 UTC, XRP is quoted at $1.51, or 1.29 euros. The value comes from our own call to the CoinGecko price API at that moment. Over 24 hours that is plus 3.9 percent, over seven days plus 53.1 percent and over 30 days plus 39.3 percent. Market capitalisation stands at around $94.4 billion, trading volume over the past 24 hours at about $5.14 billion, and the circulating supply at 62.74 billion XRP.

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