How Do People ACTUALLY Use Stablecoins? We Interview 3 REAL Stories from Emerging Markets

*How are stablecoins ACTUALLY getting used?* In this interview, Karin sits down with three Binance users — Kashif Raza, a crypto educator from India; Igor Freitas, a digital creator from Brazil; and James Mumo, a content creator from Kenya – three people using stablecoins every day, in three very different ways, unpacking how stablecoins power real life: payroll and invoices, buying everyday goods with Binance Pay, cushioning against local currency swings, and making remittances cheaper and faster. You’ll hear their stories, the numbers behind adoption in emerging markets, and simple ways you can start safely. *📚 Resources:* Binance Blog: Payroll, Savings, and Two iPhones: Stablecoins in Emerging Markets https://www.binance.com/en/square/post/331959121999857 *In this episode, you’ll learn:* ✅ Real adoption data: 73% of global stablecoin savers are in emerging markets; 36% of Binance users there keep ≥50% of portfolios in stablecoins ✅ James Mumo (Kenya): invoicing and getting paid globally in stablecoins, paying his editor via Binance Pay with instant low‑fee transfers, why USD‑stable savings and remittances help families, and how ID + internet lower access barriers ✅ Igor Freitas (Brazil): “two iPhones, two clicks” with Binance Pay, everyday spending in USDT without price swings, using cards/QR where supported, and why adoption is spreading beyond traders ✅ Kashif Raza (India): from his first ENS purchase to paying freelancers and business expenses in stablecoins, how India’s developer/freelance economy uses USDT/USDC, and why learning stablecoins is “for your survival” amid AI/job shifts ✅ Income resilience: why many users save in USD‑denominated stablecoins to offset local currency depreciation ✅ Faster business ops: cross‑border payments that land in minutes, not days—no bank holidays or wire cutoffs ✅ Access and inclusion: KYC + internet can be easier than opening a traditional bank account in some markets ✅ Getting started safely: verification, small test transactions, and core account protections to enable Timestamps (replace with final cut timecodes after edit): ⏳ 00:00 – Intro Highlights: Why stablecoins matter with Kashif, Igor & James ⏳ 00:34 – Introduction to stablecoins usage and speaking guests with Karin ⏳ 01:18 – How did you first start using stablecoins? ⏳ 02:23 – What does using stablecoins actually look like day to day? ⏳ 04:11 – How common are stablecoins in your country today? ⏳ 05:20 – What doors do stablecoins open that traditional finance doesn't? ⏳ 07:35 – Why do stablecoins matter, in one sentence? ⏳ 08:07 – Outro *⚠️ RISK WARNING:* Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. It is your responsibility to ascertain whether you are permitted to use the services of Binance based on your individual circumstances. Not financial advice. For more information, see our Terms of Use and Risk Warning. *📢 Join the conversation:* ➡️ Twitter/X: https://twitter.com/binance ➡️ Instagram: https://www.instagram.com/binance ➡️ Facebook: https://www.facebook.com/binance ➡️ TikTok: https://www.tiktok.com/@binance ➡️ LinkedIn: https://www.din.com/company/binance ➡️ Reddit: https://www.reddit.com/r/binance *🔗 Download Binance here (iOS, Android):* https://binance.onelink.me/y874/cb98de36 *🔗 Sign up for Binance here:* https://www.binance.com/en?ref=ERQKP7ND&utm_source=BinanceYoutube&utm_medium=GlobalSocial&utm_campaign=GlobalSocial