Mastercard Joins XRPL Hackathon as Developers Race to Build AI Payments and DeFi Solutions

TL;DR

• Mastercard is sponsoring a 36-hour XRPL hackathon in New York focused on payments, stablecoins, AI, tokenized assets and onchain lending applications.
• Developers will compete across Protocol Innovation, Agentic Finance, Lending & Borrowing and Why Not tracks, with AI-agent transactions and XRPL credit infrastructure central themes.
• XRPL Commons previously highlighted Mastercard’s RLUSD settlement exploration through Gemini, while the hackathon could connect promising developer projects with the broader payments and financial services industry.

Mastercard is backing an upcoming XRP Ledger hackathon in New York, placing a global payments heavyweight alongside developers building new blockchain finance applications. The 36-hour event, hosted by XRPL Commons, will run October 24–25, 2026, immediately before Ripple’s Swell conference and bring together builders, investors, institutions and financial leaders. The striking signal is Mastercard’s decision to support experimentation spanning payments, stablecoins, artificial intelligence, tokenized assets and onchain lending. Rather than centering on one use case, the hackathon is designed to test how several emerging financial technologies can converge on XRPL.

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