MiCA Review: What the European Commission Could Change About the EU Crypto Rules

The Markets in Crypto-Assets Regulation, MiCA for short, has applied across the European Union since December 2024 and was meant to be the final word: a single rulebook for issuers and service providers that replaces the patchwork of national regimes. Less than two years on, the European Commission has reopened it. A targeted consultation on the review of MiCA has been running since May 20, 2026, and anyone who wants to respond has until September 30, 2026.

For you as an investor in Germany, this is more than an administrative notice out of Brussels. The questionnaire asks whether the interest ban on stablecoins should fall, whether staking gets rules of its own, whether crypto lending slips into scope, and whether trading platforms will find it easier or harder to give you access to liquidity outside the EU. These are the dials that decide which products a MiCA-regulated crypto exchange will even be allowed to offer you in two years.

One point up front, because summaries tend to lose it: not a single one of these changes has been decided. The Commission is gathering opinions. This piece sorts out what the document actually says, how binding it is, and what timetable realistically sits behind it.

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