Strange New Chinese AI ‘KIMI’ Predicts the Price of XRP by the End of 2026
A supply squeeze this tight changes what moderate buying can do. Kimi AI predicts XRP runs to $1.60 to $2.20 by year-end, and the price prediction settles on $1.85 as the base case built on three concrete catalysts.
The first arrived on August 10, 2026. The OCC granted Ripple conditional trust bank approval, moving RLUSD toward dual state and federal oversight.
That directly strengthens institutional credibility. It also opens the door to U.S. banking integration in a way nothing before it did.
The second landed in June. RLUSD launched in Japan on June 24 via SBI VC Trade after JFSA approval.
That expands Ripple’s regulated stablecoin footprint into Asia’s strictest compliance market. New settlement demand flows through the XRP Ledger as a result.
The third is the mechanical one. Exchange balances have collapsed 57% to roughly 1.5B tokens, the lowest level since 2017.
ETF inflows absorbed another 750M tokens on top of that. Kimi notes the resulting squeeze means moderate buying now moves the price 10% to 15% within days.
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